Monthly Archives: September 2021

Best personal finance software

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Regardless of whether you are at the start of your career or already feel confident, most of us are in a constant struggle with personal finances. Good personal finance software can help you manage your money. So, which one should you choose? In this article, we’ll consider the most preferred alternatives, many of which are free or inexpensive.

Personal finance management and accounting

Personal finance management and accounting programs, including applications for home bookkeeping, have a fairly long history and, therefore, are seriously different from each other in their field of application. Reporting level, detail of receipts and costs, planning, investments, data import methods, accounting, security, and currency conversion. All this, and not only this, must be considered when choosing the right product. This class of programs is one of those cases when you shouldn’t chase functionality.

The best alternatives of personal finance software

  • CoinKeeper

It offers users applications for mobile platforms, as well as a web version that can be used on a PC. A unique feature of the application, the developers consider the interface that allows you to quickly add income or expenses using “coins” on the main screen of the program. The main features of the service are standard for all applications of this type – the user can set monthly budgets, plan expenses, keep joint financial accounting, use multiple devices for accounting (cloud synchronization is supported), save money for desired purchases, convert to other currencies, and so on.

  • Money Manager

A feature of this application is the recognition of checks. You do not need to enter the data yourself: just take a photo of the check, and the application analyzes it and determines the appropriate cost category. In the main window, the main tabs are sorted by time periods, and the transactions themselves display the account, type, amount, category, and other information you can enter. There is also map management, budget planning for individual categories, and the use of a double-entry system.

  • Wallet

The service offers automatic updating of banking operations and synchronization with your bank. Clear schedules and financial reviews provide a detailed understanding of the financial situation through bank accounts, credit cards, debts, and cash. You can share selected accounts with family, friends, or colleagues. Everyone can join from any platform – Android, iPhone, or Web. And for enhanced control, you can set limits on your own costs.

  • Monefy

An easy-to-use application that allows you to monitor not only individual but also family expenses. Data from all devices are synced, and you can download reports to Dropbox to control your budget. All transactions are sorted by category and displayed on a large pie chart on the home screen. It is especially convenient that you can generate statistics of the proposed budget and not all revenues.

  • GnuCash

 The program will facilitate, as much as possible, the calculation of your assets and liabilities, as well as help you keep track of your budget without using categories. It is also worth noting that GnuCash is often used not only for personal finance but also for commercial purposes. You can create as many accounts as you need. It includes a dedicated reporting and charting module so you can always create a full set of standard and custom reports, including balance sheets, income statements, portfolio valuations, and more.

  • MoneyWiz

It is convenient financial accounting software that has both mobile and desktop versions. This service has many features: you can monitor accounts in different currencies (including cryptocurrencies), connect investment or brokerage accounts in several currencies. With MoneyWiz, you can also build a budget and view a large number of reports.

What is web hosting and why do you need it?

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In order to place your site on the Internet, you need a special place. Such storage places are hard disks of special computers with constant high-speed Internet access and equipped with the necessary software. Such computers are called a server or a hosting server. In this article, we will discuss the purpose of using web hosting.

Why do we choose web hosting?

The rapid growth of the number of sites on the Internet is forcing resource owners to pay more and more attention to their promotion. The commercialization of the network has had a decisive impact on the promotion of sites. This topic is relevant today because we live in an information society in which modern man uses the Internet every day, visits sites, and draws information from them. Therefore, it is important to understand what determines the success of site promotion and how it affects the effectiveness of sales of goods and services

Hosting is a service that provides disk space for storing physical information on a server that is constantly on the network (for example, the Internet). Typically, hosting services refer to at least the service of hosting site files on a server running software necessary to process requests for these files (webserver). As a rule, hosting services already include the provision of space for e-mail correspondence, databases, DNS file storage, etc., as well as support for the operation of relevant services, but they can also be provided separately.

Hosting is a place to store web documents and various media resources. But it is needed not only for the site to respond to user requests around the clock. Here are some more features:

  • for the site. Hosting provides the site with software, servers – uninterruptible power supply, quality Internet channel, professional support – everything you need for the proper functioning of the site;
  • email hosting is needed to store contacts, emails, filter spam, do redirects, and more. There are two types of email hosting: part of virtual and professional;
  • for a security certificate. The SSL certificate provides an encrypted connection of the user’s secret data to the server;
  • for the application. Some mobile and computer applications will require a separate place on the Internet. After all, applications can also exchange messages and resources.

Ways and methods of site promotion

There are the following methods:

  • SEO (search engine optimization) – is a set of measures to improve the position of the site in search engine results. A classic SEO campaign consists of, in fact, internal optimization of the web resource and increasing the volume of external links to increase ranking.
  • Contextual advertising – the use of banners and advertisements relevant to the subject of the promoted web resource, or ads that attract a potential buyer to the site.
  • Link exchange – placement of an advertising link on another web resource (on a paid basis or on the terms of the appropriate placement of an advertising link on your own site).
  • Promotion through social networks – attracting potential customers from social networks.
  • Promotion through the blog – posting materials and links to the web resource in private thematic blogs.
  • Promotion through articles – publication of thematic articles and press releases with links to the promoted web resource.
  • Promotion through forums – initiating discussions on forums, creating separate topics with a mention in the comments, messages of the site being promoted.

All of the above types of site promotion are effective, and each of them is able to become the main source of attracting potential customers to the site.